• Know what budget you can afford for a monthly payment.

• Your driversselect credit consultant will work with you to help you calculate your monthly budget and help you choose the      

   vehicles that fit.

• As a guide you should keep your monthly payment to 15% / 20% of your gross monthly income.

• Increasing your down payment can give you a wider choice of vehicles, lower your monthly payment and may improve your offer 

  and chance of approval.

• Your driversselect credit consultant will advise you on what information is required to complete your financing and purchase.

• Come to your appointment prepared and with all the required information.

• You must bring a valid drivers license and proof of current auto insurance.

• You may also need to provide proof of income, proof of residence like a utility bill and references that the finance company can

  contact.